AlamatAmartha is pioneering P2P lending for micro-entrepreneurs. We connect aspiring unbanked micro-entrepreneurs with lenders interested in making profitable, impactful investments. We leverage technology to lower operating costs and reach geographically remote villages.
We are incorporated in 2010 as a microfinance institution then transformed into a fintech lending in 2016. As per 2021, Amartha has facilitated over IDR 7 trillion loan origination and served over 1 million micro-entrepreneurs.
Today, We have more than 4,000 employees to empower informal economies to, for instance, open their grocery stalls or expand their traditional fish breeding, by bridging them with loans, ranging from IDR 3 million to IDR 10 million.
We have developed our proprietary technology platform and self-learning algorithm to support our marketplace. Our proprietary technology automates key aspects of our operations, including the borrower application process, data gathering, credit decisioning and scoring, and servicing.
Here at Amartha, we aim to create opportunities for millions of micro and small businesses to have access to grow.
