JD :
Conduct thorough analysis of financial statements and assessment of credit requests, including new requests, changed requests, refinancing and annual due diligence
Provide recommendations tied to analysis and assessment of credit risk
Present analysis, findings, and recommendations to managers, especially findings that involve a borrower’s ability to repay
Keep up to date with the company’s lending protocols
Reconcile credit files and identify discrepancies and variances
Develop and prepare spreadsheets and models to support analysis of new and existing credit applications
Requirement :
Bachelor’s degree in finance, accounting, or other business-related fields
One until three years of strong quantitative experience (Experiences in autofinance/multifinance/leasing back will be point plus)
Strong proficiency in MS Office and general computer use
Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision
Strong attention to detail and ability to notice discrepancies in data
Impeccable understanding of financial statements, ratios, and concepts