Loan Workout Sme Specialist Bali

Short Description

• Managing loan account which needs more attention (Collectibility from Current to Loss)
• Responsible for loan restructuring and loan recovery (collateral auction/asset selling/other source of settlement) for SME accounts.
• Collaboration with Group Head for setting up the target achievement for each borrower (i.e. cash collection, provision write back, WO recovery, and/or NPL reduction).
• Analyse & recommend the appropriate account strategy for each borrower (Watch List, Impaired, & NPL) to obtain optimum recovery from each problem loan and minimizing the bank’s credit losses.