Job Description
Responsibilities
- Responsible for evaluating the credit worthiness of new credit applicants and monitoring the ongoing financial performance of existing credit customers.
- Construct reports to monitor key performance indicators, and optimize business policy and process.
- Study business operations and the local market to make determinations about its ongoing competitive outlook.
- Participate in relevant User Acceptance Testing (UAT) exercise and system implementation and liaise with technology team for system related matters.
- Ensure compliance to all policies and standards and ensure full audit readiness at all times.
- Minimum 2 years of experience in credit risk analysis. More experienced candidates may be considered for lead positions.
- Bachelor Degree and above in Finance, Computer Science, Statistics, Economics, or other relevant fields.
- Excellent analytical thinking and solid experience in data management.
- Comfortable with ambiguity and yet able to steer analytics projects toward clear business goals, testable hypotheses and action-oriented outcomes.
- Working experience in Retail/Institutional Banking, Consumer/SME Finance, Supply Chain Finance, e-Commerce, Consulting or Credit Ratings Agency will be an advantage
- Proficiency in SQL or/and Python is a must
- English oral communication is a must.
- Mandarin ability is a plus.