Account Officer / Credit Analyst

• Make a credit proposal
• Checking the customer document
• Maintain collection quality
• Conduct field visit to customer
• Getting prospect of new customer
• Understand about SME business & regulation
• Examine and analyze the customer business
• Analyze feasibility for factoring, working capital, Supply Chain and SME Financing
• Evaluate the quality of existing portfolio
• Monitoring credit quality and support for business team in productive loan
• Provide recommendations to the credit committee

Qualifications:

• Familiar with SME financing industry and ecosystem
• Attention to detail and commitment to accuracy.
• Familiar using Ms. Excel and formulation
• Proficiency in using financial analysis ratio
• Effective communication and interpersonal skills.
• Have skills in negotiation and product marketing
• Background from bank, insurance, multifinance, fintech is a plus
• Have a database of potential customers to add value