AlamatJob Description
About the Role
We are seeking a highly skilled and detailed-oriented Risk Analytics Analyst to join our team. As a Risk Analytics Analyst, you will be responsible for monitoring and analyzing the risk profile of our BNPL business, ensuring effective risk reporting, and optimizing the risk portfolio. Your expertise in risk reporting, data analysis and risk management will be vital in providing actionable insights, managing risk exposure, and driving informed decision-making. The ideal candidate will have a strong analytical mindset, exceptional problem-solving skills, and a passion for leveraging data to drive decisions in the fast-paced BNPL industry.
What You Will Do
- Develop and implement risk reporting frameworks to monitor and communicate the risk profile of the BNPL business
- Generate timely and accurate risk reports, including business OKR, and risk performance metrics
- Collaborate with cross-functional teams to establish risk reporting requirements and ensure the delivery of comprehensive risk insights
- Gather, clean, and validate relevant data from various sources to ensure accuracy and reliability
- Conduct data analysis and scenario modeling to evaluate risk metrics, such as loss projections
- Participate in the development and enhancement of risk management frameworks, policies, and procedures
- Collaborate with credit risk teams to develop and implement effective risk mitigation strategies and controls
What You Will Need
- Bachelor's degree in a quantitative discipline such as Statistics, Mathematics, Economics, Finance, or a related field
- Minimum 2 years of experience in risk reporting, portfolio management, or a related analytical role within the financial services industry, preferably in the BNPL sector
- Strong analytical and problem-solving skills, with the ability to extract insights from complex datasets
- Proficiency in SQL and any dashboard tools such as Tableau, Power BI, or similar platforms is a must. Experiences with Google Cloud Platform is a plus
- Strong attention to detail and the ability to manage multiple tasks and deadlines effectively
- Excellent written and verbal communication skills, with the ability to convey complex information to diverse stakeholders
About the Team
The Risk analytics team currently consists of 1 TL and 1 RA manager. Our team is responsible for assessment, monitoring, and control of the Consumer Lending business. We mainly cover the following four areas: Portfolio Risk Analysis, Risk Monitoring and Reporting, Portfolio Performance Evaluation and Portfolio Optimization. Our team thrives in a fast-paced environment and is committed to delivering accurate and actionable risk intelligence that supports the high growth and healthy credit risk profile of our business
About GoTo Group
GoTo Group is the largest digital ecosystem in Indonesia with its mission to Empower Progress by offering technological infrastructure and solutions for everyone to access and thrive in the digital economy. The GoTo ecosystem consists of on-demand transportation services, food and grocery delivery, logistics and fulfillment, as well as financial and payment services through the Gojek and GoTo Financial platforms.It is the first platform in Southeast Asia that hosts these crucial cases in a single ecosystem, capturing the majority of Indonesia's vast consumer household.
About Gojek
Gojek is Southeast Asia's leading on-demand platform and pioneer of the multi-service ecosystem with over 2.5 million driver partners across the regions offering a wide range of services such as transportation, food delivery, logistics and more. With its mission to create impact at scale, Gojek is committed to resolving consumer problems and raising standards of living by connecting consumers to the best providers of goods and services in the market.
About GoTo Financial
GoTo Financial accelerates financial inclusion through its leading financial services and merchants solutions. Its consumer services include GoPay and GoPayLater and serve businesses of all sizes through Midtrans, Moka, GoBiz Plus, GoBiz, and Selly. With its trusted and inclusive ecosystem of products, GoTo Financial is open to new growth opportunities and aims to empower everyone to Make It Happen, Make It Together, Make It Last.
