Credit Risk Manager

Mekari is Indonesia's no. 1 Software-as-a-Service (SaaS) company. Our mission is to empower businesses and professionals to progress effortlessly. Our products (Mekari Talenta, Mekari Jurnal, Mekari KlikPajak, & Mekari Qontak) have been used by tens of thousands of businesses in Indonesia.

To reach millions, we need more people like you: entrepreneurs, builders, owners inside the company who are eager to grow at scale. Join us to empower more businesses with technology.

Job Description :

• Manage documentation of risk policy and procedures encompassing new users selections, risk management, and litigations over users’ life-time
• Keep track of changes in business strategy and overall processes, review its impact on credit performance, propose and implement action to manage the risk if necessary
• Regularly monitor and forecast key indicators of Credit Risk, and quick to alert any adverse in credit performance
• Develop, implement and iterate on a credit-scoring tool based on credit performance
• Do an analysis for improvement in policy and analyze further if any adverse in credit performance to find out the root cause to keep the risk healthy
• Work closely with the Product team to assess risks of new initiatives with sufficient challenge, while helping them by recommending mitigation actions related to the risk
• Working with other teams to manage and operationalize risk-related processes including with 3rd parties (e.g. 3rd party collection agencies)

Requirements :

• 4-5 years experience in Operational Risk Management for Financial institutions, digital institutions highly preferred
• In-depth knowledge of Credit and Fraud Risk Metrics, the methodology, and the business impacts
• Able to translate the "old school" concepts of Operational Risk framework, into "new" digital lending set up, where everything needs to be fast & agile

What You Will Get:

1. Competitive salary + daily allowance.
2. Premium private health insurance (outpatient, inpatient, maternity, dental).
3. Early access to salary + flex installment (employee loan) via Mekari Flex.
4. Allowance for sports activities and glasses/contact lenses.
5. Flexible working hours and remote work culture with free co-working space services.
6. Annual and unpaid leaves from day 1 of join date + unlimited sick leave with doctor note.
7. Notebook Ownership Program.
8. Strategic office location, accessible by MRT.
9. Friendly and dynamic work environment.
10. Opportunity to take part in growing Indonesia's no. 1 SaaS company