Credit Analyst

Job brief 

We are looking for Credit Analyst to gather and analyzes loan applicants' financial data to evaluate risk. Assesses the creditworthiness of individuals, companies, and institutions. Collaborates with other financial experts to approve or deny loans.

Responsibilities

• Under credit committee department and cooperate with the sales team to provide complete documentation for application. 
• Checking & responsible for the genuineness of the documents submitted and understand 5 C process. 
• Identify and analysis the scam patterns that have occurred or will occur and propose to the Supervisor. 
• Provide recommendations tied to analysis and assessment of review results. 
• Analyze financial reports and creat financial ratios related to the financial reports being analyzed. 
• Carry out and understand current business, economic, and industrial risk analysis. 
• Understand analytical data: Provide Reporting Data and Pivot Data.

Job Requirements: 

• Bachelor's degree in Economics and Accounting is preferred. 
• A minimum of 2 years as a Credit or Financial Analyst. 
• Can be adapted in fast phase working environment. 
• Having experience in detecting fraud document. 
• Excellent communication skills in both English and Bahasa. 
• Working knowledge of Microsoft Word, Excel, and PowerPoint. 
• Can join immediately. 

Why Join VENTENY

• This is a place for those looking for challenges, learning, and fast growth
• You will experience the start-up environment in a high-growth environment
• You can expand your career and self-development
• We offer a supportive and encouraging environment that puts an emphasis on teamwork.