Credit Analyst (Associate - Sr)

Credit Risk Analyst

KoinWorks Group is hiring for Credit Risk Analyst for PT. LAT (p2p lending) and BPR Asri Cikupa Karya (part of KoinWorks Group)

Responsibilities

• Analyzing and assessing the creditworthiness of new and existing clients
• Reviewing and verifying loan applications and supporting documentation
• Identify & provide feedback on potential risk and implement the proposed solutions
• Monitoring accounts (i.e. cash flows, repayments, account behavior, compliance with covenants stipulated in the terms of approval) and ensure that portfolio is within the acceptable credit & compliance standards

Job Requirement

• Candidate must possess at least S1/Bachelor degree.
• Minimum 2-3 years of experience in Credit Analyst in banking and/or multi-finance
• Experience in handling loan restructuring would be an advantage
• Understand secure lending process and collateral assessment
• Strong analytical and problem-solving skills
• Mastery in Ms Excell will be preferred
• Fluent in English both verbal and written will be advantageous